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	<title>455topaz.com</title>
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	<link>http://455topaz.com</link>
	<description>Jim McDowell Company</description>
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			<item>
		<title>750Words.com:A Review</title>
		<link>http://455topaz.com/2010/03/750words-coma-review/</link>
		<comments>http://455topaz.com/2010/03/750words-coma-review/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 01:42:43 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[750words.com]]></category>
		<category><![CDATA[review]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=30</guid>
		<description><![CDATA[750 words is an idea and website dedicated to writing.
The goal is to write 750 words each and every day. Anything goes;stream of conciousness,
non-linear, any type of writing that will result in 750 words for the day.]]></description>
			<content:encoded><![CDATA[<div id="_mcePaste">750Words.com:A Review</div>
<div id="_mcePaste">750 words is an idea and website dedicated to writing.</div>
<div id="_mcePaste">The goal is to write 750 words each and every day. Anything goes;stream of conciousness,</div>
<div id="_mcePaste">non-linear, any type of writing that will result in 750 words for the day.</div>
<div id="_mcePaste">If things go as planned writing the daily 750 words should result in clearing the mind and</div>
<div id="_mcePaste">getting ideas flowing.</div>
<div id="_mcePaste">The two negatives I wonder about are the amount of time it takes to write the 750 words per day.</div>
<div id="_mcePaste">Many people now have internet accounts that have a five gig limit. Will the time on line harm them</div>
<div id="_mcePaste">and their limits? I also wonder about the many people who access the internet primarily through a</div>
<div id="_mcePaste">smart phone. After several attempts to connect using my Windows 6.1 mobile phone I am unable to</div>
<div id="_mcePaste">use the mandatory Facebook interface sign in which is too bad but not a deal breaker.</div>
<div id="_mcePaste">The chance to re-purpose this daily writing is such a draw that anyone writing a blog or website should</div>
<div id="_mcePaste">seriously look into this.</div>
<div id="_mcePaste">The website is <a title="http://www.750.com" href="http://www.750.com" target="_blank">http://www.750words.com</a></div>
<div id="_mcePaste">Let me know what you think</div>
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		<title>Financial Management Services</title>
		<link>http://455topaz.com/2010/02/financial-management-services/</link>
		<comments>http://455topaz.com/2010/02/financial-management-services/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 02:55:19 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[financial management]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=28</guid>
		<description><![CDATA[Are you looking to become a business owner? Do you want to know how you can get your money in order so that you can become a homeowner or get out of debt? If so, you'll want to know all you can about financial management services, so that you can make wise money choices that will set you up for a secure future]]></description>
			<content:encoded><![CDATA[<p>Financial Management Services</p>
<p>Are you looking to become a business owner? Do you want to know how you can get your money in order so that you can become a homeowner or get out of debt? If so, you&#8217;ll want to know all you can about financial management services, so that you can make wise money choices that will set you up for a secure future. Here is some information that will help you to get your business and personal money in order, as well as details about the U.S. department that will help you to handle your finances.</p>
<p>Financial Management Services is actually a bureau of the United States of the Treasury, and provides payment services to federal agencies. This department also operates all of the government&#8217;s deposit and payment systems, and manages the delinquent debt that individuals and businesses owe to the government. So, you&#8217;ll need to learn more about the financial management services that are offered by the company so that you&#8217;ll know where your money goes when owe a debt, and which agencies your debt is reported to. The department also sponsors debt collection programs, such as government-wide debt collection and the Treasury Offset Program (TOP).</p>
<p>If you are interested in financial management services that will definitely help your business to grow, you may also want to check out the Direct Express Card. This is a low-cost method for federal beneficiaries that do not have bank accounts, and could help you to manage your debt more efficiently.</p>
<p>Financial management services will also help you to learn more about your assets and liabilities, which is ideal whether or not you&#8217;re going into business for yourself. When you know which items or purchases you&#8217;ve made that will generate a profit for you and your family, you will need to purchase insurance for it, as well as keep up with trends in the economy that will place a higher value on the home or expensive real estate that you may own.</p>
<p>Even after you purchase software that will help you with money management, you&#8217;ll still need to exercise a considerable amount of discipline in order for your plan to work. This means that your financial management services will have to be personal in a sense&#8211;you&#8217;ll have to pass on making major purchases that you don&#8217;t need if you&#8217;re saving for something big, and you&#8217;ll even need to make changes in your grocery or recreational bills in order to make sure that your savings account is safe. For more information on financial management services that will help you, your family, and your business, you can visit sites like www.forbes.com and http://about.com.</p>
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		<title>Lilliana And McKayla In Bouncehouse</title>
		<link>http://455topaz.com/2010/01/lilliana-and-mckayla-in-bouncehouse/</link>
		<comments>http://455topaz.com/2010/01/lilliana-and-mckayla-in-bouncehouse/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 20:48:42 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[The Kids]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=26</guid>
		<description><![CDATA[Short video of Lilliana Cordova and McKayla McDowell in a birthday bouncehouse
http://www.youtube.com/watch?v=A-zUZeZeRM8]]></description>
			<content:encoded><![CDATA[<p><!--[Fast Tube]--><span id="A-zUZeZeRM8" style="display:block;"><a title="Click here to watch this video!" href="http://455topaz.com/2010/01/lilliana-and-mckayla-in-bouncehouse/#A-zUZeZeRM8"><img src="http://i.ytimg.com/vi/A-zUZeZeRM8/0.jpg" alt="Fast Tube" border="0" width="320" height="240" /></a><br /><small>Fast Tube by <a title="Casper's Blog" href="http://blog.caspie.net/">Casper</a></small></span><!--[/Fast Tube]--></p>
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		<title>Money Management Skills</title>
		<link>http://455topaz.com/2010/01/money-management-skills/</link>
		<comments>http://455topaz.com/2010/01/money-management-skills/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 03:32:24 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=23</guid>
		<description><![CDATA[Whether you're looking to run your own business, or need to get your personal finances in order, you'll need to know all you can about money management skills that will help you to get ahead in your company--and in your life. Here are some basic skills that you'll want to make a constant part of your financial organizing.]]></description>
			<content:encoded><![CDATA[<p>Money Management Skills</p>
<p>Whether you&#8217;re looking to run your own business, or need to get your personal finances in order, you&#8217;ll need to know all you can about money management skills that will help you to get ahead in your company&#8211;and in your life. Here are some basic skills that you&#8217;ll want to make a constant part of your financial organizing.</p>
<p>The first step to applying money management skills to your life is to write down a clear budget plan for yourself. This will help you to keep things organized, and when you have a list of financial obligations that you need to meet, you can check them off as you accomplish them. This is especially helpful if you&#8217;re trying to reach a huge financial goal, such as owning a home, or securing the down payment on the building you want to use for your business. Writing things down will also help you to remember the bills you have to pay, as well as the amount of money you want to put in a savings account every month. You can also transfer your budget list to your email, or you can use software to organize and change your plan if necessary.</p>
<p>Another one of the money management skills you should keep in mind is not to spend more money than you actually have. Many people think that credit cards are a great way to get items that you wouldn&#8217;t be able to afford with cash, but this mentality will set you up for some serious financial problems later. If you can&#8217;t afford to make your credit card payments every month&#8211;and in the full amount&#8211;you should refrain from applying for them. You definitely don&#8217;t want to start accruing debt for your family or your business in the beginning, since it could take years to get back on track.</p>
<p>Other money management skills include asking for help. If you find that you have more debt than you are able to pay right now, or if you don&#8217;t quite know how to organize your money so that you are taking care of all your household bills constantly, you should hire an accountant or financial planner so that you can get a better perspective on what it will take to make your finances work. This will also help you to pay off your debts at a faster rate.</p>
<p>Want to know more about money management skills so that you can be a better businessperson or homeowner? You can check out sites like www.mindyourfinances.com, or you can find out more about Quicken software, which will help you to figure out how much you&#8217;re spending each money on leisure activities, so that you can cut your spending down and increase your savings account dramatically. You can also visit www.forbes.com or www.cnn.com for more financial organization tips.</p>
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		<title>Jameson Opening Birthday Presents</title>
		<link>http://455topaz.com/2009/08/jameson-opening-birthday-presents/</link>
		<comments>http://455topaz.com/2009/08/jameson-opening-birthday-presents/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 16:30:11 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[The Kids]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=21</guid>
		<description><![CDATA[Jameson (Sonny) opening birthday presents in the side yard]]></description>
			<content:encoded><![CDATA[<p><!--[Fast Tube]--><span id="xgRKx6f7d1Q" style="display:block;"><a title="Click here to watch this video!" href="http://455topaz.com/2009/08/jameson-opening-birthday-presents/#xgRKx6f7d1Q"><img src="http://i.ytimg.com/vi/xgRKx6f7d1Q/0.jpg" alt="Fast Tube" border="0" width="320" height="240" /></a><br /><small>Fast Tube by <a title="Casper's Blog" href="http://blog.caspie.net/">Casper</a></small></span><!--[/Fast Tube]--></p>
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		<title>McKayla McDowell Blowing Bubbles</title>
		<link>http://455topaz.com/2009/05/mckayla-mcdowell-blowing-bubbles/</link>
		<comments>http://455topaz.com/2009/05/mckayla-mcdowell-blowing-bubbles/#comments</comments>
		<pubDate>Mon, 25 May 2009 03:02:19 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=13</guid>
		<description><![CDATA[Fast Tube by Casper
]]></description>
			<content:encoded><![CDATA[<p><!--[Fast Tube]--><span id="C8gYsvfISpk" style="display:block;"><a title="Click here to watch this video!" href="http://455topaz.com/2009/05/mckayla-mcdowell-blowing-bubbles/#C8gYsvfISpk"><img src="http://i.ytimg.com/vi/C8gYsvfISpk/0.jpg" alt="Fast Tube" border="0" width="320" height="240" /></a><br /><small>Fast Tube by <a title="Casper's Blog" href="http://blog.caspie.net/">Casper</a></small></span><!--[/Fast Tube]--></p>
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		<title>What You Know Is Worth More Than You Know Book Review</title>
		<link>http://455topaz.com/2009/05/what-you-know-is-worth-more-than-you-know-book-review/</link>
		<comments>http://455topaz.com/2009/05/what-you-know-is-worth-more-than-you-know-book-review/#comments</comments>
		<pubDate>Mon, 04 May 2009 02:02:51 +0000</pubDate>
		<dc:creator>Jim McDowell</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[infopreneur]]></category>
		<category><![CDATA[make money online]]></category>
		<category><![CDATA[melanie jordan]]></category>

		<guid isPermaLink="false">http://455topaz.com/?p=5</guid>
		<description><![CDATA[ This is a full course with nothing left out. You can achieve the life you were meant to have.

   To find out more and to purchase this great book please go to <a href="http://www.1shoppingcart.com/app/?af=950697">What You Know Is Worth More Than You Know</a>
]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;">A Book Review: What You Know Is Worth More Than You Know</span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;">I am a mystery shopper and this site has always been<span> </span>about mystery shopping but once in a while something comes along that grabs your attention. This was the case with Melanie Jordan’s new book “What You Know Is Worth More Than You Know”.</span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;"><span> </span>This thirty eight chapter, two hundred twenty six page book has the subtitle “ Achieving The Life You Were Meant To Have By Making Money From What YOU Know” and I believe it does exactly that.</span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;"><span> </span>In the three weeks that I have had it I have read it through once cover to cover and dissected chapters that I needed twice more.</span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;"><span> </span>The day that I received it I put into effect some of the teachings and got positive results the very first day.</span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;"><span> </span>This is a full course with nothing left out. You can achieve the life you were meant to have.</span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 115%; font-family: &quot;Arial Black&quot;,&quot;sans-serif&quot;;"><span> </span>To find out more and to purchase this great book please go to <a title="What You Know Is Worth More Than You Know" href="http://www.1shoppingcart.com/app/?af=950697" target="_blank">What You Know Is Worth More Than You Know</a></span></p>
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